Financial Advisers & Planners in West Yorkshire
Independent and restricted financial planners advising West Yorkshire business owners on pensions, investments, protection and exit planning.
- Businesses listed
- 8 across 5 towns
- Category
- Professional services
- Typical cost
- Initial plans £1,000–£3,000 or 1–3% of assets; ongoing advice commonly 0.5–1% a year; hourly £150–£300.
About this sector
The Guide covers financial advice because business owners in West Yorkshire tend to have their wealth locked in the business and their retirement plan written on the back of an envelope. A good planner changes that, and the sector has more good practitioners than its reputation suggests.
We list advisers by authorisation, qualification and fee transparency, and we say whether each is independent or restricted.
Ranked lists in this sector
Our picks for the county and for individual towns.
Financial Advisers & Planners by town
Where the businesses in this sector are based.
Every financial adviser in the Guide
Recommended and featured businesses first, then the rest of the directory in alphabetical order.
Questions about financial advisers & planners
What does a financial adviser cost in West Yorkshire?
An initial financial plan from a West Yorkshire firm typically costs £1,000 to £3,000 as a fixed fee, or between one and three per cent of the assets being advised on. Ongoing advice is usually charged at 0.5 to 1 per cent of assets a year, which on a £300,000 pension is £1,500 to £3,000 annually. Some advisers offer hourly rates of £150 to £300 for one-off questions. Always ask for the figure in pounds.
What is the difference between an independent and a restricted adviser?
An independent adviser can recommend products from the whole market. A restricted adviser is limited to certain providers or product types, which includes advisers tied to a single company’s funds. Restricted advice is not necessarily worse, but the restriction must be disclosed, and for anything complex the whole market is usually the better place to start.